Greystone Homeowners Association, Hampton, GA 30228 - What if I can't pay my annual general assessment?

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Heating Bill Tips -
Tips to Reduce Your Heating Bill This Winter

1. Lower the thermostat two degrees from where you usually set it.

2. Turn the thermostat down to 60 -65 degrees when you are sleeping. The Department of Energy estimates that you can save 10 percent a year on your heating and cooling bills just by turning the thermostat down 10 to 15 percent for eight hours at nighttime.

3. Minimize the use of bathroom and kitchen fans. Did you know that in a little over an hour, a bathroom fan can suck the heated air out of the average sized house?

4. Shut the fireplace damper when the fireplace is not in use. Close to eight percent of the heat air in your home can escape when the damper is open.

5. Close the heating vents in rooms you don’t use regularly.

6. Put up drapes to add an extra layer of insulation. Keep them closed at night to retain heat and open on sunny days to let the heat in.

7. Lower the temperature on your water heater to 115 degrees Fahrenheit.

8. Use less heated water by taking shorter showers and washing clothes in cold water.

9. Seal air leaks around windows and doors using caulk or weather stripping.

10. Install storm windows. If that is too costly, invest in a plastic window insulating kit sold in hardware stores.

11. Keep your heating system in good repair and clean or replace the filter regularly.

12. Insulate hot water pipes and ducts that run through unheated areas.

13. Add insulation to the attic, basement, floors and exterior walls.

14. Invest in a tankless hot water heater.

15. Upgrade your home with ENERGY STAR products.

16. Contact your utility company to schedule a home energy audit.

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HOA FAQ's

What if I can't pay my annual general assessment?

If you can't pay your annual general assessment, commonly referred to as dues, your first step should be to contact the Board of Directors. We're willing to work with you to help resolve the situation, but we can't do that if we don't know there's a problem.

Your second step should be to enlist the aid of the Consumer Credit Counseling Service of Greater Atlanta Inc. (CCCS). CCCS is a nonprofit, community service agency whose services are open to all members of the community. They provide free, confidential budget counseling, and education programs in money management, and debt management programs for consumers who are overextended. They offer telephone and Internet counseling 24 hours a day, seven days a week, and face-to-face counseling in 10 locations in the North Georgia area. The CCCS office closest to the Greystone subdivision is located in Fayetteville.

The benefits of a debt management plan using the services of CCCS are:

* Stop creditor collection calls
* Receive concessions not available directly to consumer
* Increase in credit scores over time
* Earn opportunity for market rate mortgage or refinancing
* Establish a positive pay history
* Make one payment monthly versus juggling 9 payments
* Reduce the risk / rate of bankruptcy
* Learn the discipline of managing money
* Offers equitable repayment to all creditors
* Offers the opportunity for account reaging
* Reduce stress and anxiety

Visit the CCCS Web site for more information about the services they provide: Consumer Credit Counseling Service of Greater Atlanta Inc. (CCCS).

Directions to the Fayetteville CCCS Office